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Real Estate Dictionary: Fairfax, Clifton and Centreville Virginia home buying, real estate listings, and homes for sale in Fairfax County, VA

Welcome > Resources > Real Estate Dictionary - A

VA guarantee	An insurance contract for which the Veterans Administration (VA) guarantees the lender's recovery of a designated percentage of the loan amount from the insurer in the event that the borrower defaults on the loan
VA loan, or Government mortgage	A mortgage loan available to qualified military veterans which is guaranteed by the Department of Veteran Affairs, usually offering either no down payment or a low down payment
Valuation	The estimated of value of a property
Variable rate mortgage, or Adjusted rate mortgage	A mortgage with interest rates that may fluctuate based on market conditions
Verification of Deposit	A statement signed by the borrower's financial institution that verifies the current balances in the borrower's accounts
Verification of Employment	A statement signed by the borrower's employer that verifies the borrower's current position and salary
Vest	To pass an immediate right on to a person
Vested	Having the right to withdraw a percentage of a fund before its agreed-upon maturity date; e.g., the percentage vested to individuals with retirement funds differs; if someone is 80% vested, that means they can only withdraw 80% of the funds set aside for them until its maturity
Department of Veterans Affairs (VA)	A federal agency that insures residential mortgages made to eligible military veterans, which thereby encourages loans being made to veterans

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Coldwell Banker Residential Brokerage
At the Crossroads of Northern Virginia
Fairfax Regional Office
4000 Legato Rd., Suite 100 , Fairfax, VA 22033
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Fax: 703-691-4656
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Robin, Barbara and I take our professional real estate abilities and attitudes seriously. Yet we create a painless and enjoyable experience working hard for clients like you. We are successful for only one reason: we truly find homes for our clients, not just houses with new addresses. We really do mean it when we say we want the best for you and your family, because family matters. And with us, you have a new family of sorts, your realty family, and we promise to be your best advocates throughout the entire buying and selling process.

Northern Virginia is said to be one of the premier places to live in America. We couldn't agree more! If you're considering the sale or purchase of a home anywhere in Northern Virginia, you've come to the right place. With hundreds of millions of dollars in sales and decades of residential real estate experience, you can be confident about choosing us to be on your side. Please contact us anytime...morning, noon or night. We are USAA and Cendant Relocation Certified and we list and sell in every nook and cranny of Northern Virginia!

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