Fairfax, Clifton and Centreville real estate and homes for sale in Virginia - The DamonSellsHomes Team, REALTORS® The DamonSellsHomes Team REALTORS(r) for Fairfax, Clifton and Centreville, Virginia real estate - NUMBER1EXPERTS™ The DamonSellsHomes Team NUMBER1EXPERTS(tm) for Fairfax, Clifton and Centreville, Virginia real estate
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The DamonSellsHomes Team, REALTORŪ, real estate agents and broker for Fairfax, Clifton and Centreville Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 703-502-8787.


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Damon Nicholas

Robin Wolters

Barbara Blumer
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"Exceptional Service"
"Overall, the service provided from Damon was exceptional."
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Mortgage Calculators: Fairfax, Clifton and Centreville Virginia home buying, real estate listings, and homes for sale in Fairfax County, VA
Welcome > Resources > Mortgage Calculators > Your Maximum Mortgage ...

The Best Mortgage Calculators On the Web! 

Please try our Java loan and mortgage calculators. They take a minute to load, but they are worth it! 

Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. 

The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. 

Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... 

What's Your Maximum Mortgage?

What is your maximum mortgage? That largely depends on your income and current monthly debt payments. This calculator collects these important variables and determines your maximum monthly housing payment and the resulting mortgage amount.

This Financial Calculator requires a Browser with Java Support



Definitions

Monthly income
Total monthly income from all sources. All income should be entered before taxes.

Monthly housing expenses
Your monthly houses expenses from the housing expenses worksheet. The items entered as housing expenses make up the taxes and insurance portion of your monthly PITI payment.

Monthly liabilities
Your monthly liabilities from the liabilities worksheet. Your monthly liabilities are used to calculate your maximum PITI.

Monthly housing payment (PITI)
This is your total Principal, Interest, Tax and Insurance (PITI) payment per month. This includes your principal, interest, real estate taxes, hazard insurance, association dues or fees and principal mortgage insurance (PMI). Maximum monthly payment (PITI) is calculated by taking the lower of these two calculations:

  1. Monthly Income X 28% = monthly PITI
  2. Monthly Income X 36% - Other loan payments = monthly PITI

Maximum principal and interest (PI)
This is your maximum monthly principal and interest payment. It is calculated by subtracting your monthly taxes and insurance from your monthly PITI payment. This calculator uses your maximum PI payment to determine the mortgage amount that you could qualify for.

Start interest rates at
The current interest rate you could receive on your mortgage. This is used as the starting point for displaying a range of interest rates and the resulting mortgage amount.

Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.



The DamonSellsHomes Team, REALTORŪ, real estate agents and broker for Fairfax, Clifton and Centreville Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

The DamonSellsHomes Team
Coldwell Banker Residential Brokerage
At the Crossroads of Northern Virginia
Fairfax Regional Office
4000 Legato Rd., Suite 100 , Fairfax, VA 22033
703-502-8787
888-226-8008
Fax: 703-691-4656
DamonSellsHomes@mris.com
Damon@DamonSellsHomes.com

Are you looking for a great Northern Virginia Realtor?
We hope you decide your search is over!

We are #1 in Fairfax, Clifton & Centreville

Robin, Barbara and I take our professional real estate abilities and attitudes seriously. Yet we create a painless and enjoyable experience working hard for clients like you. We are successful for only one reason: we truly find homes for our clients, not just houses with new addresses. We really do mean it when we say we want the best for you and your family, because family matters. And with us, you have a new family of sorts, your realty family, and we promise to be your best advocates throughout the entire buying and selling process.

Northern Virginia is said to be one of the premier places to live in America. We couldn't agree more! If you're considering the sale or purchase of a home anywhere in Northern Virginia, you've come to the right place. With hundreds of millions of dollars in sales and decades of residential real estate experience, you can be confident about choosing us to be on your side. Please contact us anytime...morning, noon or night. We are USAA and Cendant Relocation Certified and we list and sell in every nook and cranny of Northern Virginia!

Equal HousingERCGRIMLSREALTOR


Coldwell Banker Residential Brokerage real estate and homes for sale in Fairfax, Clifton and Centreville Virginia

Real Estate ABC Gold Award    Agent Source Diamond Realtor




""The International President's Premier designation is the paramount honor among our sales force. Fewer than 1% of all 90,000 Coldwell Banker associates worldwide qualify for this most distinguished group."
- Alex Perriello, President and CEO of Coldwell Banker Real Estate Corporation.

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